So I survived the first month of life on a diet and a budget. I am no worse for wear and in some ways a lot better than I was at this time last month!
Budget: The final tally of my monthly household expenses was well under budget, of course I had no medical expenses or salon visits or any of the higher priced items. Of the laundry list of household items on the breakdown I was over budget on 3 things:
1. Cable (over $21.55) because I have not yet called the cable company to negotiate a lower rate/cut my plan, that is on this month's goal list.
2. Utilities (over $25.74) not unexpected as my electric bill allotment is an estimate for the whole year and this past bill had a lot of AC on it, it has already dropped to budgeted range for the next month.
3. Entertainment (over $1.68) which was the biggest slash to my previous spending habits. This category will be the hardest each month to manage.
Overall I am pleased with my first month of budgeting!
Diet: Successfully hit my weight loss goal for month 1, which was 10% of my overall total goal. I have established a good habit of getting to the gym 5 days a week and I am improving my meal planning. Favorite Snack for month 1 -- apple and peanut butter!
Mood: I have been very focused and organized for month 1. I am fearful of what will happen if I let my focus slip, but I have to sneak in a little more fun in Month 2. I have spent time with friends and had some great days, but overall I was kind of tense for month 1.
I have read that when it comes to healthy habits like going to the gym and eating well it takes 28 days to stick to it and as little as 3 days to break it. I have gotten past the 28 day mark and hope that I can keep going in the right direction.
This next month will include my online money management class that I need to take and more investigation of savings plans for my vacation fund!
Thank you all who have commented and supported me this first month, you are the best!
Congrats on a successful first month! We will plan some fun free get-togethers for the fall!
ReplyDeleteCongrats on your one month milestone!
ReplyDeleteThanks Guys!
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